Job Description

Bsa/Aml Due Diligence Analyst I

The BSA/AML Due Diligence Analyst I is responsible for ensuring Global Federal Credit Union and its Credit Union Service Organizations (CUSOs) remain fully compliant with the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) regulations, the USA PATRIOT Act, and all related federal requirements. This role is pivotal in identifying, assessing, and mitigating financial crime risks throughout the customer lifecycle from onboarding through ongoing monitoring.

Duties and responsibilities include:

• Review and analyze alerts and cases involving high-risk members and businesses.
• Verify member documentation, including identification and transaction records.
• Monitor new business accounts and verify beneficial owners of legal entity customers.
• Conduct in-depth analysis of member profiles, business activities, and ownership structures.
• Collaborate with member onboarding and internal stakeholders.
• Perform required CDD/EDD on high-risk members.
• Prepare detailed reports documenting investigative findings and recommendations.
• Track case status in internal systems.
• Review and complete subpoenas and law enforcement document requests.
• Utilize credit union training platforms and third-party vendors.
• Perform other duties as assigned.

Qualifications

Education: High School graduate or equivalent.

Experience/Skills: A minimum of two years of progressively responsible experience in financial operations or a related compliance role. Demonstrates advanced investigative and analytical skills, with the ability to interpret complex data and identify patterns indicative of suspicious activity. Possesses excellent verbal and written communication abilities, enabling clear documentation and effective collaboration across teams. Brings a thorough understanding of accounting principles and balancing procedures, supporting accurate financial analysis. Exhibits strong critical thinking and problem-solving skills, exercising sound independent judgment in high-stakes compliance scenarios. Well-versed in business law and regulatory requirements, particularly the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) regulations. Prior experience in roles involving routine investigative work is highly valued.

Tenure: BSA/AML Due Diligence Analyst II, category 12, requires minimum of twelve months tenure in the BSA/AML Due Diligence Analyst I position with performance that meets or exceeds expectations. Assignment to this role may be determined by candidate's education or relevant experience. Directly related work experience and/or accelerated completion of required training may be substituted in lieu of the tenure statement.

Compensation

Salary Pay Range:

• BSA/AML Due Diligence Analyst I (Category 13): $49,284 - $73,391 annually
• BSA/AML Due Diligence Analyst II (Category 12): $53,226 - $81,405 annually
• BSA/AML Due Diligence Analyst III (Category 11): $57,484 - $90,230 annually
• Senior BSA/AML Due Diligence Analyst (Category 10): $63,233 - $99,908 annually

Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above.

In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.

Benefits

• Short-term and long-term incentives
• Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
• 401(k) plan with a 5% match
• Employee Assistance Program (EAP)
• Life and disability coverage
• Voluntary cash benefits for accident, hospitalization and critical illness
• Tuition Reimbursement
• Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
• Click here to view Global's comprehensive Benefits Programs

Equal Opportunity Employer

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